No minimum spend. No rebate cap. Just maximum cashback.
American Express is a premier credit card, and premier credit cards have premium benefits. Here are 6 luxurious advantages of being an American Express Cashback Credit Cardmember:
1. Unique cashback feature
American Express Cashback Credit Card’s unique cashback feature, of having NO REBATE CAP and NO MINIMUM SPEND, makes it an ideal credit card for the rationale and practical shopper who, as much as possible, would want to extend the value of their hard-earned money without compromising on selection. Cardmembers are entitled to 1% cashback on local purchases and 2% cashback on overseas purchases. So whether you shop in Greenbelt, Makati or in Takashimaya, Singapore, you’re sure to get rebates* on any of your purchases.
2. Perks and freebies
Your American Express Cashback Credit Card is loaded with other amazing perks, which you can already use upon membership. Apart from getting complimentary annual membership fee for the first year (both for basic and supplementary), you also get global health and legal emergency assistance with Global Assist and a comprehensive travel insurance coverage. Those are already amazing, to say the least, but American Express has gamed up the world of privileges to a whole new level by giving Cardmembers a selection of year-round offers and fab savings wherever you are in the world through the American Express Selects Premium Program. So in case you find yourself wandering the streets of Kowloon, Hong Kong this year, you can drop by the cake shop of the Royal Plaza Hotel and have dessert at 18% discount! Just look for the iconic American Express® Selects logo and you’ll know you’re in for exceptional value at different establishments worldwide.
3. Taste from American Express Invites
In item number 2, we have enumerated the perks and freebies that come with having your own American Express Cashback Credit Card. However, the Taste from American Express® Invites deserves its own spot in this list. This feature lets you experience local favourites from across the globe especially chosen by American Express dining experts. This global dining program serves up over 400 specially selected restaurants around the world – each one handpicked by locals who are in the know. If you’re very passionate about dining, you’ll find receiving something extra on the house–such as a discount, complimentary wine, or appetizer–very welcoming. Nothing says chic better than getting your hands on a bottle of wine courtesy of American Express.
4. Purchase protection
You know you are in a good credit card membership when your credit card can readily insure your retail purchases from theft, loss, or damage within 30 days from purchase. Now that’s secure buying!
If there’s one thing that American Express is really known for, it is the fact that American Express is known as a worldwide symbol of prestige and exclusivity, and now, you get to join the elite circle of American Express Cardmembers just by having one your own. And because it is the country’s no. 1 bank, BDO, that is bringing in to the Philippines. American Express Cashback Cardmembers can also take advantage of fabulous programs that only BDO can deliver, such as:
– Delectable Dining Options (50% savings offers from partner restaurants)
– Travel-related promotions (i.e.,Travel Now Pay Later)
– Absolutely 0% Installment offers in over 9,000 stores nationwide
– Access to BDO events such as The Great BDO Travel Sale
As a parting statement: yes, you should definitely get an American Express Cashback Credit Card.