Prepare for future medical expenses with a one-of-a-kind critical illnesses plan

Insular Life, the largest Filipino-owned life insurance company has recently launched a health plan to help Filipinos prepare for future medical expenses brought about by critical illness.

Health insurance benefits paid for 3 years

“It may have something to do with our lifestyle because nowadays, illness just comes even to the healthiest of us. Unfortunately at times, the illness is something serious, one that needs urgent attention and a significant amount of money.  Getting sick can wipe out one’s savings, causing unnecessary emotional and financial stress to the family.” said Insular Life Chief Marketing Executive, Amy F. Tamayo.

Faced with this reality, Insular Life comes out with its newest product offering, Prime Care. Prime Care is a yearly renewable term plan for critical illness. It is the first critical illness product in the country which provides monthly benefits for about three (3) years from the time the Insured is diagnosed with any of the thirty-five covered critical illnesses. Available for those 18 to 60 years old, Prime Care offers contingent funds upon diagnosis of a critical illness, and a monthly allowance for treatment.

“The lump sum benefit given after diagnosis can cover for immediate financial needs like laboratory and diagnostic procedures while the monthly allowance can cover expenses for other treatments and medication. In addition, the Insured is entitled to receive a lump sum benefit equal to thirty-six (36) monthly allowances in case he becomes totally and permanently disabled due to the diagnosed critical illness,“ Tamayo explained.

As an added benefit, Prime Care policyholders also get access to leading medical experts worldwide through Best Doctors. This group gives second opinion through online media, allowing you to get a better understanding of whatever health or medical condition you may have and be presented with various options for treatment without having to travel abroad.

Easy and convenient purchase online

Recognizing the opportunity to re-engineer the way insurance is made available to Filipinos, Insular Life took insurance selling to new heights when it launched Prime Care as the banner product of its e-commerce platform – online.insularlife.com.ph.

Tamayo said, “Through Insular Life’s online store, it’s so easy to avail of Prime Care. There’s no need to fill-up a lot of paper forms. You just choose your desired plan based on the monthly allowance you wish to receive, completely fill-out and submit the digital app form, and pay your premiums. Not only do you get to apply and pay online, you get your policy online, too.”

Prime Care is a simple issue plan available for purchase to individuals 18-60 years old. To get a quote, visit online.insularlife.com.ph.

ADVT.

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