Shop and pay online with your Debit Mastercard

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Photo by Bryan Derballa

Debit cards have changed the way we live – and spend today. And even though these cards have become widely used, many are still unfamiliar with its advantages, and often assume that they’re just for withdrawing cash. Debit Mastercard has thought it helpful to come up with this guide to what debit cards are, their uses, and why y0u should consider getting one.

Debit cards aren’t just for withdrawing cash. Yes, it allows for instant withdrawal of money from the ATM – and no, that isn’t the only thing it can do for you. One of the best things about your Debit Mastercard is being able to use it to pay for purchases online and in store. Quite often referred to as “plastic money,” it conveniently removes the need to carry cash around (and the worry of losing the same).

Effective way to track your spend. A great advantage of having a debit card is that it prevents you from spending more than what you have. Every time you pay with your Debit Mastercard, the money is deducted directly from your savings account, so you know exactly how much you’re spending and have no interest or later payments to worry about.

Perks of using your Debit Mastercard online. It’s handy and highly convenient, doing away with the pressure of needing cash on hand for small purchases like food delivery or daily essentials. Plus, it’s a good budgeting tool for buying pricier items. Using your Debit Mastercard also gives you access to great promotions and discounts from your favorite online stores and service apps.

Take advantage of linking your Debit Mastercard to GrabPay for your daily commute around the city. New GrabPay users get a P100 discount for the first two rides from September to October, while existing users get P50 off on 2 rides on all the weekends of November. Get great music to accompany you along the way with a 60-day Spotify Premium free trial when you sign up with your Debit Mastercard from September 1 to November 15.

Shop for the new fashion season online and use your Debit Mastercard to enjoy 20% off at www.zalora.com.ph for a minimum spend of P2,500, and 12% off or up to P200 on flash sales at www.lazada.com.ph.

Convenient and safe online transactions, plus a card-on-file option. Backed by Mastercard, your bank and secure merchant sites, your online purchases are both convenient and safe. Debit Mastercard even allows you to keep your card details on authorized merchant sites with a card-on-file feature for faster check-out. If you want more online security features, you can opt for the Mastercard SecureCode, a one-time private code sent through your mobile phone to verify your purchase and protect you from fraud.

About Mastercard

Mastercard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry.  Our global payments processing network connects consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories.  Mastercard products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone.  Follow us on Twitter @MastercardAP, join the discussion on the Beyond the Transaction Blog and subscribe for the latest news on the Engagement Bureau.

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