5 reasons why holiday shopping with your Mastercard is safer than cash | Lifestyle.INQ

OCTOBER 27, 2022

Christmas is closer than we think—and it’s the perfect time to get organized so you can plan your holiday shopping better. When it comes to Christmas shopping, cash might seem like the better option, but did you know that your Mastercard can actually give you much more, plus security?

Whether you’re in a mall or hunting for deals online, Mastercard arms you with what you need to keep your cheery vibe and enjoy the holidays. Here are five reasons why choosing to do your shopping with Mastercard will be the best decision you’ll make this season:

  1. You can track your expenses and stick to your budget.

With your lengthy shopping list and ever-present shopping offers, it’s important that your payment cards are reliable and can help you manage your holiday expenditure. By shopping with your Mastercard, you can monitor your expenses through your card statement, while making sure that nobody has been left out this year.

  1. You avoid the crowd and cumbersome payments.

Banks and ATMs are always packed during the holiday season. Save yourself from the queues and streamline the payment process by using your Mastercard when shopping and traveling. With Mastercard, you don’t need to bring a large, conspicuous wallet every time you’re out shopping. Payment cards always offer a more discreet way to carry large sums of money—making transactions quick and convenient.

  1. Your Mastercard carries powerful security features.

Mastercard payment cards are EMV-chip-enabled, providing a more secure form of payment authentication, making each transaction unique and protecting your card information. Participating online merchants also have the Mastercard SecureCode or One-Time Password (OTP) for additional protection for shoppers.

  1. Your lost or stolen cards can always be recovered.

With Mastercard, stolen or misplaced cards won’t spoil your family’s holiday celebration. Unlike cash, your Mastercard can be replaced—you only need to notify your bank immediately, so they can take the appropriate steps to secure your account.

  1. You get the same protection while shopping overseas.

Traveling during the holidays and shopping abroad? Using your Mastercard overseas provides you the same security features when purchasing unique finds or gifts to bring home. It also means you don’t have to worry about not having enough cash or local currency. Make sure to inform your bank about your travel plans and sign up for SMS alerts to keep you informed about your card transactions wherever you are.

Mastercard ensures you’re protected—so you spend responsibly and within budget, and go about your shopping here or overseas with ease, making your shopping experience during the holidays what it was meant to be – priceless.

About Mastercard

Mastercard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry.  Our global payments processing network connects consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories.  Mastercard products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone.  Follow us on Twitter @MastercardAP, join the discussion on the Beyond the Transaction Blog and subscribe for the latest news on the Engagement Bureau.


A rewarding shopping experience is exactly what Mastercard wishes for you this Christmas season. Learn more about the exclusive offers and discounts for shopping online and in-store with Mastercard.

The SM Store

Mastercard cardholders have the chance to win an Audi A1 1.4 TFSI 3-Door simply by shopping at The SM Store from October 8 to December 23. With every P3,000 single-receipt purchase or P5,000 installment transaction, Mastercard cardholders get an automatic raffle entry to win a brand-new set of wheels. Per DTI-FTB Permit Number 16333 Series of 2018.


Shop with ease online at Zalora, skipping long lines and buying gifts for your loved ones from the comfort of your own home. Get Php 500 off with a minimum spend of Php 2,500 with your Debit Mastercard card—simply use the voucher code MCDEBIT until November 30. Per DTI-FTB Permit Number 16319 Series of 2018.


At Lazada, with no minimum purchase, get 12% discount capped at Php200 when you enter code MCDEBITFLASH with your Debit Mastercard until November 30. Per DTI-FTB Permit Number 16319 Series of 2018.


Sign up for a free Borderfree account and enjoy 15% off purchases at Bloomingdales, the full-line, upscale department store until November 30. DTI-FTEB Permit No. 0692 Series of 2018.


Enjoy 10% off full priced items plus free shipping at the world’s leading online lifestyle store for fashion, design and art, until December 31. DTI-FTEB Permit No. 0692 Series of 2018.

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