Parokya ni Edgar frontman Chito Miranda never lacks reasons to admire his enterprising wife, actress Neri Naig, as he recently showed fans a photo of a vacant lot she bought for him.
Miranda initially planned to buy the vacant lot but due to the onslaught of COVID-19, his plan did not materialize.
“Sya yung nagtuloy sa mga natigil kong mga plano… tulad ng lupa na ‘to na balak kong bilin pero na-udlot dahil sa covid. Binili niya pra sa akin,” Miranda said in his Instagram post yesterday, Aug. 16.
(She was the one who continued with my plans which were halted, just like with this property which I planned to buy but I wasn’t able to because of COVID-19.)
Miranda also shared his insights about saving for the rainy days: “Save what you earn and spend what is left, instead of saving what is left after spending what you earn.”
“Yun ang pinaka-importanteng natutunan ko when it comes to handling money,” he said. (That is the most important thing I learned when it comes to handling money.)
Miranda’s second learning is “not to put all my eggs in one basket.” For the singer, investment is something he is not enthusiastic about, citing lack of time because he is preoccupied with his band.
“…Whenever I was asked to invest [in a business], I’d say no because [I got no] time [to focus on the] business, because I felt that I needed to focus all my energy [on] Parokya since it was my primary source of income, and [my] plan was [to play and save],” he explained.
But this mindset has since changed when “someone told [him] to diversify [his] investments and sources of income” so that should something go wrong, he can have other sources. Incidentally, the “lockdown” happened and all of Miranda’s gigs suddenly stopped. This was when Miranda realized the value of investment.
“Kung umasa lang ako sa pagbabanda, wala sana akong ibang mapagkukunan to provide for my family aside sa ipon na sobrang bilis ma-ubos kung hindi nare-replenish,” he said.
(If I only depended on my band performances, I would not have had the resources to provide for my family aside from my savings which gets easily depleted when not replenished.)
Miranda admitted that he also “invested” on his wife Neri.
“Another thing I did was to ‘invest’ in my wife… not necessarily financially, but more of [with] time and support she needed for her to succeed on her own,” he cited. Miranda said he encouraged Neri to pursue her own goals instead of just expecting her to take care of the household. As a result, Neri even earns more than him now, from her business of selling food items such as tuyo, vinegar and coffee, and even beddings.
But this is not to say that Miranda has stopped providing for his family. He says he is proud to still be their main provider, but he is even prouder that Neri is of great help to them with her online businesses.
“Eto yung bunga ng pagiging [maingat] at wais ko sa pera, at pagiging supportive na husband,” he mused.
(This is the fruit of my being careful and wise in handling money, and my being a supportive husband.) JB