Foreseeing the future: What you need to know before retiring
The truth is, most of us live our lives like we’re never going to get old. But we are going to get old. All of us will. At some point
The truth is, most of us live our lives like we’re never going to get old. But we are going to get old. All of us will. At some point
As early as kindergarten, you can familiarize your kids with tips on saving and spending.
More and more people are going online for things they need to do. Banking, shopping, selling, etc.
Baleña wants to know how long he should keep old payment receipts and billing statements from utilities like Manila Electric Company, Philippine Long Distance Telephone Company, Maynilad or Manila water companies (we can add mobile phone and cable television companies), credit card companies (including charge slips); cancelled passbooks and deposit slips; and cleared checks returned by drawee banks and payslips.
BPI GLOBE BanKO, the Philippines’ first and only mobile microsavings bank, has made it even more convenient for its depositors to save by tying up with ECPay, the leading electronic payment systems provider in the country.
In less than a month, three people I personally know reported unauthorized use of their credit cards. Two were the actual owners of the cards. In the third case, it was my friend’s husband’s credit card that was fraudulently used.
So you want to borrow from the bank. You have thought hard about it and figured that debt capital is the only missing link for you to be the next
Some readers found our piece last week ‘bitin’or rather vague. We understand the reaction. But our intention was not to tell people to invest or not. It was to show that investing is not as simple as listening to so-called experts say where the markets will go.
Last week, we promised to discuss how to make our savings work for us. Keeping money in a vault, in bedroom drawers, secret walls, or burying it under the ground won’t do it. Aside from not earning, you might forget where you put it or somebody might find and get it. It could pose a security problem. Money starts working when it is invested. And it has to be invested very carefully especially since the financial markets have been rather restless recently.
BANK IRREVOCABLE living trusts accept only cash, but you can place any kind of asset in an expanded irrevocable living trust—real estate, cash, stock, bonds, works of art. The requirement is that it has monetary value.
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