Christmas, for most of us, is the time spent with family and friends, gaining spiritual perspective and making New Year’s resolutions. At the end of December, the sad truth of debt and money troubles gets the best of us – we have spent so much money on presents, decorations and food that there is hardly any left. How to start the new year with fresh perspective and the right attitude?

It may sound difficult to believe but you don’t need to be a professional financial advisor to take ownership of your money. Just decide that this is the day you are going to take action against reckless spending and simply making ends meet. The secret to your betterment lies not in how much you spend per se, but how you shop in general.


For example, when you’re in need of some new fashion, you immediately go to the store or visit their website. You see something that looks like a bargain but it’s really not. If, however, you get a hold of a discount code, which is usually applied at the payment page, you can get up to 50% off the regular price and up to 90% off the reduced price. Sounds appealing? Check out Picodi then, a free smart-shopping website which is recently gaining incredible popularity in the Philippines.

The range of offers you can get thanks to this website is extensive and includes deals like free shipping, complimentary gifts and 2-for-1 deals. To use this the service you don’t need to pay a thing and you can use it at your convenience. What is more, if you subscribe (again – for free), you will receive all of the most important information about current and upcoming sales and offers.  

According to TechCrunch research, 2017 will be a year of decreased on-demand services impact on the Philippines. What does it mean for the everyday Internet users? That this year major shift is approaching – rather than focusing on very particular marketing actions not only big internet stores will focus on delivering promo coupons, but also as local retailers as taxi companies or groceries. They will cooperate with smart-shopping coupon websites like Picodi to be more competitive. Does it mean that free taxi rides and coupons to supermarkets are finally coming?

It looks like it is by far the best way to shop locally. If, on the other hand, you encounter some products, which are available internationally and the merchant does not have its representation in the Philippines? Picodi assures that they are finding the best offers for stores based in the U.S, Europe and South-East Asia every day. The virtual sky is the limit.

There is no need in beating yourself up for spending too much on Christmas – it’s already water under the bridge. Instead, look forward to new challenges and take proper action. Smart-shopping with promo codes and coupons is for people who want to be clever about managing their money, whether they shop for high-end brands or high street labels. ADVT