Living in a country like the Philippines where cash is still king and concepts like tawad and tingi are second nature, you have to wonder—is cashless transaction truly doable and practical?

The answer is yes. A debit card can essentially be your ticket moving forward into cashless transactions. Accepted in thousands of establishments across the nation and millions around the world, a debit card can show you that going cashless is much easier than you think.

Here are a few reasons to get a debit card today:

1. A debit card is convenient.

You only need to carry one small, lightweight card to make all your transactions. You can shop, dine, gas up, and even pay for your ride share fare in just a few taps or swipes… and that’s it. You never have to run short of bills or rummage through your bag for coins to pay in the exact amount. No more “may smaller bill po kayo?” moments, either.

2. It saves time.

A debit card will save you loads of time from lining up at the ATM to withdraw cash, as it is automatically linked to your bank account. It can also be used to make online transactions, so you can shop online, book flights, and reserve accommodations with ease.

3. It helps you become a wise spender.

Because you have a record of all your transactions, you’ll be able to effectively monitor your spending. Having a debit card also prevents debt, since you are only spending what you have in your bank account, which can help make you a more disciplined spender.

4. It secures your money.

Other than the fact that a debit card would prevent you from making mindless expenditures, it also literally keeps your money secured. With the advanced EMV chip technology of debit cards, you are assured that your account information is protected and your money is safe from any unauthorized use. It offers better protection than carrying around cash wherever you go. And if by some unfortunate circumstance that you lose your card, you can always have it blocked and replaced.

5. It gives you great perks.

Most debit cards offer exclusive deals and treats for shopping, dining, travel and more. Because card providers constantly find ways to give back every time you swipe, it certainly wouldn’t hurt to reap the additional privileges. After all, who doesn’t enjoy a good treat every now and then?

6. It’s simple and easy.

Other than all these, actually getting a debit card is a breeze. After opening an account and receiving your debit card, go to the bank’s ATM and activate your card with a PIN, then you’re good to go.

Not convinced yet? BDO Debit Card now also comes with an embedded chip for more security. Accepted worldwide and can be used for your online transactions, the BDO Debit Card is sure to help you ease your way into a worry-free, cashless purchasing lifestyle.