Let’s face it—life is full of surprises. Some of it may be good, some may be bad. And others can be downright devastating. That’s why it’s good to be prepared for almost anything life can throw at you–a sentiment that rings true to the father in this video from Philam Life.
In the video, the man gets hit by a speeding vehicle. But at the moment he is hit, his life doesn’t flash before his eyes—rather it’s his family’s life that he sees. He envisions his son growing up without a father. He sees his wife turning into a widow and having to raise his two children by herself. However, his view of life changes when he realizes that his family will be well taken care of, thanks to AIA Philam Life’s latest protection product, AIA All-In-One.
With the knowledge that his family is protected from the financial impact of the accident, he sees a brighter and happier future for his family and his perspective ultimately changes into something more positive.
This fear of the unknown is something that many Filipinos can relate to and this particular tale is loosely based on the experience of former Overseas Filipino worker (OFW) Gerald Andagan.
Like many OFWs, Gerald Andagan was the sole provider of his family. He always made sure his siblings had a good education and a roof over their heads. One time when he was home for a break from his seafaring job, he was almost run over by a speeding bus while on his way to the Philippine Overseas Employment Administration.
“Nag flashback ang buong buhay ko. My family’s future flashed before my eyes,” Andagan shares. “Napaisip ako kung anong mangyayari sa pamilya ko kung mawala ako bigla.” (My whole life flashed before my eyes. [Even] my family’s future flashed before my eyes. I then thought about what will happen to my family when I’m gone)
But this incident was an absolute eye opener for Andagan, and one that led him to avail an insurance policy immediately after his near-death experience with the speeding bus.
“Set the right foundation in building your dream, and that is protecting your greatest asset – yourself,” he said.
Eventually, Andagan decided to leave seafaring for good to become an AIA Philam Life Financial Advisor, and his experience became the inspiration of AIA Philam Life when it launched its latest protection product, AIA All-In-One.
Protection for everyone: AIA-All-In-One
AIA Philam Life understands the needs of breadwinners like Gerald, and this is why they developed protection products like AIA All-in-One, to safeguard them against life’s unwanted risks: personal accident, critical illness, total and permanent disability, and death. Aside from the product’s comprehensive protection features, it’s powered by Philam Vitality, its science-backed wellness program that incentivizes members with rewards for knowing and improving their health. It was made more accessible at less than PHP100 a day (for a healthy 32-year-old male), giving peace of mind without breaking the bank.
“We want to reach out to the broader market and sell to the masses. If every family had a policy to take care of their children if a tragedy strikes, you would have less people living on the street or children running around risking their lives to sell flowers along busy streets. This is something that I think AIA Philam Life, as one of the stalwarts in the local life insurance industry, should help address,” said AIA Philam Life Chief Executive Officer Kelvin Ang.
“Dahil muntik akong masagasaan, mas naging totoo for me yung feature ng AIA All-in-One on personal accident coverage,” Andagan added. (Since I was almost involved in a vehicular accident, AIA All-in-One’s feature on personal accident coverage became applicable)
Benefit goes up to three times in case of death due to natural disaster or accident while riding a ticketed passenger vehicle or with a specific route (and includes passengers who are traveling in vehicles through ride-hailing apps).
Getting a protection solution may not be a priority for most, but Andagan encourages everyone to take the first step towards a worry-free future. “Kung mahal mo ang pamilya mo and you want them to continue living the best life no matter what, then you should protect yourself from the financial impact of death and illness immediately.” (If you love your family and you want them to continue living the best life no matter what, then you should protect yourself from the financial impact of death and illness immediately.)
Indeed, Andagan’s love for his family fueled his passion to share his very own life learnings, and is committed to help transform as many lives as possible, just like how his own unfolded. “Now it’s time to give back and share my experiences, expertise and knowledge so they see the importance of insurance like I do.”
AIA Philam Life’s Ang further adds, “Developing this product goes back to our brand promise, because part of helping people live Healthier, Longer and Better Lives is making sure that the dreams of the family can still come true no matter what happens in the future.”