Owning a credit card can definitely make life easier. You can use it for cashless transactions, online purchases and emergency payments. But people are often intimidated about applying for one, and among the most common reasons they give is the complicated paperwork and the time it takes to apply and wait for approval.

Well, the good news is Citi has made it easier for you to apply for a credit card that is paperless, hassle-free and can be done at the same time it takes for you to order a cup of coffee from your favorite barista.

Citi’s newly improved digital application experience does away with the troublesome pen-and-paper documentation typical of traditional service applications. With this digital solution, customers who are new to Citi only need to scan their ID, take a selfie and fill out a short digital form. This process takes as little as five minutes and approval from Citi is also lightning-quick.

Eligible customers who get credit card approval need not wait for the actual physical card to arrive before they can use it. They just need to set up an in the Citi Mobile App, after which customers can activate their card and start using it right away. A temporary CVV number is provided in the app so customers can already enjoy the benefits of having a Citi credit card while the physical card is on its way to the customer’s location.

This new process is so convenient, especially for those who have been wanting to switch to Citi. They will now be able to use their Citi credit card instantly to make purchases online, pay bills or connect their credit card to mobile wallets for cashless transactions.

“Digital innovation and enhancing customer experience are at the heart of everything that we do at Citi. We strive to constantly improve our products and services to provide a fast, reliable and safe banking experience,” said Citi Philippines Consumer Business Head Manoj Varma.

“We want to encourage people to apply for a Citi credit card and have a seamless and worry-free experience, as they take the next step in their digital banking journey. A Citi credit card will open them to a world of benefits and privileges that can enhance their lifestyle and business,” added Citi Philippines Credits Card and Loans Director Vishal Khadian.

For more information and updates, visit www.citibank.com.ph and follow them on Facebook