Latest Stories

Protection at the prime of your life

Providing for our loved ones is a responsibility we take seriously.  But in our senior years, we just want to be able to sit back, relax, and enjoy the life we have worked hard to build. It sounds simple, but when money matters come into play, what’s simple can easily become complicated. We begin to worry about the future even more, with our fear of the unknown intensifying with thoughts of how our family will cope if we are no longer around to ensure that their needs are adequately met.

All of us do some form of fund management, but only a few consider comprehensive financial protection in their list of priorities. The most common behavior is to keep a savings account, but it may not be sufficient to protect your family against unforeseen events in addition to the high cost of living nowadays.  This is essentially what life insurance is for—to help relieve your loved ones of financial distress when met with your sudden demise.

Now, if you are between the age of 40 and 75, getting life insurance is difficult, and you may even be denied due to your age or state of health. It is during this age bracket that some, if not most, are stricken with sickness. For those who have not prepared in their younger days to get life insurance, now is not too late, even at this age.  The Prime Life 40 Plus Plan has the solution of giving life insurance protection on a guaranteed acceptance basis. Yes, no medical examination to undergo, no health questions to answer, and best of all, no sales agent to see you.

Payable only for a short period of twelve years, the Prime Life 40 Plus covers those aged 40 to 75 with valuable life insurance up to age 100. From the 13th year onwards, there will be no more premiums to pay. Coverage is lifetime. This plan provides guaranteed lump sum cash in the event of death, to help pay for final expenses, medical bills left behind due to hospitalization, or any outstanding credit card bills or debts.

This is a plan that gives you peace-of-mind. It is an affordable way to prepare for your future and feel reassured that things are taken care of — without the worry.

Those in younger age brackets enjoy higher life benefit because the risks to life are less than those of older individuals. To illustrate the coverage, if you were to avail of the product at age 40 and pay your premiums religiously, by age 52, you would have completed the payment period and, more importantly, been freed from worrying over the security and integrity of your family’s future. Why? The maximum coverage under the Prime Life 40 Plus Plan is a substantial P2 million (which doubles to P4 million in the event of an accidental death up to age 80), payable in lump sum to your beneficiaries. A reliable financial safety net like this can provide much ease and relief, and a better chance for your family to face the reality of your absence and live on according to what you had envisioned together.

Another helpful feature of this plan is the cash values that it accumulates which can be borrowed in case of financial emergencies, making this plan a smart purchase. Cash values starts to build up on the third year of the policy.

We understand that so long as people have families and/or liabilities, there will be a need for life insurance. Prime Life 40 Plus Plan offers you and your loved ones peace of mind, and allows you to live safe knowing that if anything happens to you, they will have financial support.

When you’re prepared, what lies ahead doesn’t feel as daunting. Days are more carefree, and you’re blessed with enough peace-of-mind to enjoy the prime of your life with the people you live for. advt

If you wish to know more about the Prime Life 40 Plus Plan and other Philippine Prudential products, please call (02) 711-9188, 712-3756, 712-2710 or 712-3410.  You may also follow the link provided below. A downloadable enrollment form is available for those interested to apply for the plan.


I want to know more about Prime Life 40 Plus Plan

I want to apply for this plan!

Philippine Prudential website 

 Originally posted: 5:29 pm | Monday, October 7th, 2013

Follow Us

Follow us on Facebook Follow on Twitter Follow on Twitter

Recent Stories:

Complete stories on our Digital Edition newsstand for tablets, netbooks and mobile phones; 14-issue free trial. About to step out? Get breaking alerts on your mobile.phone. Text ON INQ BREAKING to 4467, for Globe, Smart and Sun subscribers in the Philippines.

Tags: Financial Protection , Life Insurance , Philippine Prudential , Prime Life 40 Plus Plan

Comments are closed

Copyright © 2014, .
To subscribe to the Philippine Daily Inquirer newspaper in the Philippines, call +63 2 896-6000 for Metro Manila and Metro Cebu or email your subscription request here.
Factual errors? Contact the Philippine Daily Inquirer's day desk. Believe this article violates journalistic ethics? Contact the Inquirer's Reader's Advocate. Or write The Readers' Advocate:
c/o Philippine Daily Inquirer Chino Roces Avenue corner Yague and Mascardo Streets, Makati City, Metro Manila, Philippines Or fax nos. +63 2 8974793 to 94
  1. Are your favorite malls open this Holy Week break?
  2. ‘Labahita a la bacalao’
  3. This is not just a farm
  4. Why is the lifestyle set now afraid to wear jewelry–before Kim Henares?
  5. Clams and garlic, softshell crab risotto–not your usual seafood fare for Holy Week
  6. Are your favorite malls open this Holy Week?
  7. Sarah Geronimo and Matteo Giudicelli sing ‘All of Me’–and we all swoon
  8. 12 other things you can do at Pico de Loro Cove
  9. Moist, extra-tender blueberry muffins
  10. The truffled mac ‘n’ cheese, eggs benedict, chicken leg confit are excellent
  1. Dominique–Gretchen and Tonyboy Cojuangco’s daughter–now an endorser
  2. Why is the lifestyle set now afraid to wear jewelry–before Kim Henares?
  3. Marcos grandson to wed beautiful Rocha scion
  4. Sarah Geronimo and Matteo Giudicelli sing ‘All of Me’–and we all swoon
  5. Are your favorite malls open this Holy Week break?
  6. How Vitamin B can be a remedy for ‘manhid’ and neuropathy
  7. France makes work beyond 6 p.m. illegal
  8. Ever heard of HydroBob?
  9. 90 percent of Filipino households don’t practice proper toilet hygiene, sanitation
  10. Boots Anson-Roa to wed in Eddie Baddeo
  1. Mary Jean Lastimosa is new Miss Universe Philippines
  2. Did Angara ruin Pia Wurtzbach’s chances at Bb. Pilipinas?
  3. Dominique–Gretchen and Tonyboy Cojuangco’s daughter–now an endorser
  4. Manila in shock over model Helena Belmonte’s death
  5. Vinegar test helpful vs cervical cancer
  6. From Jeannie to mom of suicide victim
  7. San Vicente beaches hidden but not for long
  8. Borgy and Georgina are back; others are off–again
  9. Sen. Angara: I thought Pia Wurtzbach gave a good answer
  10. Why is the lifestyle set now afraid to wear jewelry–before Kim Henares?


  • Anti-gay demo in Ethiopia cancelled
  • Obama launches measures to support solar energy in US
  • Nebraska toddler gets stuck inside claw machine
  • Philippine eagle rescued by Army turned over to DENR
  • Gunmen attack Iraq military base, kill 10 soldiers
  • Sports

  • Vietnam says it will not host Asian Games
  • Nadal passes clay landmark with 300th victory
  • Wawrinka waltzes through with Monte Carlo walkover
  • Power Pinays smash India in Asian Women’s Club volleyball opener
  • PH youth boxers off to stumbling start in AIBA World tilt
  • Lifestyle

  • Ford Mustang turns 50 atop Empire State Building
  • Pro visual artists, lensmen to judge Pagcor’s photo contest
  • ‘Labahita a la bacalao’
  • This is not just a farm
  • Clams and garlic, softshell crab risotto–not your usual seafood fare for Holy Week
  • Entertainment

  • Cannes film festival launches race for 2014 Palme d’Or
  • Jones, Godard, Cronenberg in competition at Cannes
  • Will Arnett files for divorce from Amy Poehler
  • American rapper cuts own penis, jumps off building
  • Jay Z to bring Made in America music fest to LA
  • Business

  • Total says makes ‘very promising’ oil find off Ivory Coast
  • ‘Chinese Twitter’ firm Weibo to go public in US
  • World stocks subdued, Nikkei flat on profit taking
  • Asia stocks fail to match Wall Street gains
  • Fired Yahoo exec gets $58M for 15 months of work
  • Technology

  • Netizens seethe over Aquino’s ‘sacrifice’ message
  • Filipinos #PrayForSouthKorea
  • Taylor Swift tries video blogging, crashes into fan’s bridal shower
  • DOF: Tagaytay, QC best at handling funds
  • Smart phone apps and sites perfect for the Holy Week
  • Opinion

  • Editorial cartoon, April 17, 2014
  • A humbler Church
  • Deepest darkness
  • ‘Agnihotra’ for Earth’s health
  • It’s the Holy Week, time to think of others
  • Global Nation

  • Malaysia quarantines 64 villagers over MERS virus
  • DFA: 2 Filipinos survive Korean ferry disaster
  • PH asks airline passengers to check for MERS
  • Syria most dangerous country for journalists, PH 3rd—watchdog
  • Japan says visa-free entry still a plan